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Review 2/24/2010
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If you actually plan on getting your bills paid off soon, I would not recommend them. I made a few payments, and they claim you can track everything online, however that is not the case. It is never updated. When I would call up there I would talk to someone, and they would say one thing, but mean another. One person said my payment, was being sent out on the 23rd, but online it said the 16th. And regardless my creditors had not received a payment, nor even a letter from Delray claiming they are handling my debt. Then when I try to cancel they say, its no problem to cancel, however the 300 dollars I sent them is nonrefundable. I was unaware of this, of course. They forget to mention those small details, when they're setting up everything. Is that how they get you?? Take a few payment and wait months to send your money out, so that people cancel and they can keep the money you sent them??? I would definitely recommend paying the bills yourself if you can manage, or just go to a different company, because I believe Delray wants you to send them money, however they don't want to send THAT money to YOUR creditors.
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